The Warranty Group Australasia Pty Ltd (TWG) (a company incorporated in Australia and registered as carrying on business in New Zealand under Company No. 2367681) acts as Administrator to VSC and, in such role, has access to all information collected by VSC. Both VSC and TWG are part of Assurant, Inc (NYSE AIZ), a global provider of risk management solutions.
Under this Policy, information is collected about You. The information collected is held by Us and TWG and is used by Us, TWG and our respective contractors and agents to administer Your Policy.
If You do not provide this information, We may decline Your application to take out an insurance or extended warranty, service contract or similar product (“Product”) . You have the right to access, and request correction of this information, subject to the provisions of the Privacy Act 2020.
This Policy also serves as notification to individuals of the matters required to be notified by the Information Privacy Principles under the Privacy Act 2020 (“IPPs”). An individual who provides personal information to Us, either directly or through a business partner, distributor or referrer, agent or service provider who sells or is involved with selling Our Products, is given access to this Policy. By providing personal information to Us and having access to this Policy an individual consents to Us collecting, holding, using and disclosing personal information in accordance with this Policy.
The personal information We collect:
Personal information We collect includes: gender; first, middle and last names; phone and fax numbers; home and postal addresses; e-mail addresses; date of birth; employment history; information about individuals from financial institutions; credit card details and bank account. We may also collect sensitive information, a category of personal information, including medical and health information.
How We collect and store personal information:
We collect the personal information of individuals directly from those individuals when selling Products to those individuals, as well as from Our business partners, distributors or referrers, agents, or service providers who sell or who are involved with selling the Products. We collect personal information from other parties such as financial institutions and medical and health professionals in connection with claims made by individuals. We also collect personal information directly from an individual when the individual makes an inquiry or claim about a Product.
Personal information received by Us is held electronically on Our information technology systems, which are password and access-level protected and may only be accessed by Our authorised employees and contractors who require access in connection with the purposes described in this Policy. Some personal information is held in hard copy such as files created when a claim or complaint is made, which are accessible to Our claims and complaint-handling employees, their managers and the organisation which is contracted by Us to store and secure that information. Other hard copy personal information may be held for internal purposes and administration of Our business.
If information or consent is not provided:
Without all of the required personal information being provided or consent being given, We may not be able to provide the Products, and may not be able to administer claims or handle inquiries in connection with those Products.
Personal information will be collected, held, used and disclosed for the purposes of:
- providing the Product for an individual;
- handling inquiries about the Product;
- security checks to verify the identity of an individual;
- administering claims;
- handling complaints;
- administering the information technology systems used by Us;
- as required by law or a court or tribunal order; and
- any related, secondary or ancillary purposes.
We will hold personal information for as long as necessary in order to meet the purposes described in this Policy and as required by law. For example, personal information in connection with Products will be held for at least the life of the Product which includes the period when claims may be notified or made after the Product expires.
We will not disclose an individual’s personal information for any other purpose unless the individual has provided Us with consent or as described in this Policy. There may be other purposes where We may disclose an individual’s personal information other than those mentioned above. We will only do this if it would be reasonably expected of Us to do so in the circumstances.
Disclosure of personal information (including overseas recipients):
We may disclose personal information to Our business partners who provide services for us and third party service network providers including, claims handlers, call centres, repairers, assessors and loss adjusters to perform activities in connection with the purposes described in this Policy.
Also, as VSC is a member of a global group of companies, then each member of the group may share and access personal information in connection with the purposes described in this Policy. An individual may not be informed of each occasion personal information is shared or accessed by a member of Our group companies.
Some of the organisations to which We will disclose personal information are located outside New Zealand. They are located in the U.K, U.S.A, South Africa, China, Singapore, Japan, India, South Korea, the Philippines and Australia. By purchasing a Product and consenting to Us managing personal information in accordance with this Policy,
We will take reasonable steps to ensure that overseas recipients do not breach the IPPs in relation to the information and when we disclose information outside New Zealand we will do so in accordance with the IPPs.
Accuracy and protection of personal information:
An individual will need to ensure that the personal information which is provided to Us is accurate, complete and up-to-date at the time it is provided and must notify Us of any changes. We will take reasonable steps to protect the personal information that We hold from misuse and loss and from unauthorised access, modification or disclosure.
Access to personal information:
An individual may see and have a copy of their personal information that We hold. If an individual is able to establish that their personal information is not accurate, complete and up-to-date, then on request We will take reasonable steps to correct it. If We are unable to agree whether personal information is accurate, complete or up-to-date, then an individual may ask Us to place with the information a statement claiming that particular information is not accurate, complete or up-to-date. An individual who seeks to exercise their rights of access and correction must contact Us in writing with attention to Our Privacy Officer. If we decline an individual’s access request or do not amend the personal information, We will provide Our reasons together with details about how the individual can access Our complaints process.
Questions and complaints:
If You have any questions about the information collected about You, please contact the Administrator at firstname.lastname@example.org .
If you would like to make a complaint about the way your information has been handled, please contact our Privacy Officer directly:
by phone, 0800 443 881;
by email, compliance.AU@assurant.com
by post, PO Box 355 Christchurch New Zealand
Acknowledgement and Consent
By purchasing a Product, the individual consents to the collection, handling, use and disclosure of personal information by Us in accordance with this Policy.
Please note the following information:
Under this Policy, information is collected about You. The information collected is held by the TWG and used by TWG, VSC and their contractors and agents to administer Your Policy. If You do not provide this information, We may decline Your application to take out a warranty or insurance policy. You have the right to access, and request correction of this information, subject to the provisions of the Privacy Act 2020.