silver and black motorcycle
Full Cover Motorcycle Insurance
When it comes to protecting your motorcycle, Assurant's comprehensive Full Cover Motorcycle Insurance policy has you covered. 
Our Full Cover motorcycle insurance will help keep you protected against a range of unfortunate surprises. Our policy covers damage to your motorcycle or someone else’s vehicle or property. It includes a range of great benefits that are designed specifically for New Zealand riders. Plus you can save 10%* on new policies today!
All policies are based on Agreed Value.
 

Full Cover Motorcycle Insurance

  • Salvage Costs 
  • Completion of Journey
  • Legal Defence 
  • Riding Apparel
  • Keys and Locks

*Terms and conditions apply. This offer is only available online, not through our Customer Service team. 10% discount only valid for Full Cover motorcycle insurance on standard motorcycles (that are your daily use vehicle; excluding classic motorcycles) that are not already insured through Assurant. If your motorcycle requires a referral due to its type or value, an immediate quote may not be possible, and the discount might not apply. The above is only a summary of the insurance cover available. Please get in touch with our team to discuss your options if you have any questions. This insurance is issued by Protecta Insurance New Zealand Limited (NZ Company No 312700) of 110 Symonds Street, Grafton, Auckland 1010 (Protecta) as agent for Virginia Surety Company Inc, New Zealand branch (a US incorporated company with NZ Company No 920655) of Unit 3, Level 2, 73 Manchester Street, Christchurch 8011 (VSC). The insurance is underwritten by VSC. Protecta and VSC are part of the Assurant, Inc. group (Assurant).

Assurant Vehicle Care®

An innovative suite of F&I products to meet the needs of today’s vehicle owners. Offering customers more vehicle coverage, more flexibility and more transparency.
Mechanical Breakdown Insurance
Mechanical Breakdown Insurance
Motor Vehicle Insurance
Motor Vehicle Insurance
Classic Vehicle Insurance
Classic Vehicle Insurance
Motorcycle Insurance
Motorcycle Insurance
Guaranteed Asset Protection
Guaranteed Asset Protection
Payment Protection Insurance
Payment Protection Insurance
Mechanical Breakdown Insurance
Mechanical Breakdown Insurance
Motor Vehicle Insurance
Motor Vehicle Insurance
Classic Vehicle Insurance
Classic Vehicle Insurance
Motorcycle Insurance
Motorcycle Insurance
Guaranteed Asset Protection
Guaranteed Asset Protection
Payment Protection Insurance
Payment Protection Insurance
Mechanical Breakdown Insurance
Mechanical Breakdown Insurance
Motor Vehicle Insurance
Motor Vehicle Insurance
Classic Vehicle Insurance
Classic Vehicle Insurance
Motorcycle Insurance
Motorcycle Insurance
Guaranteed Asset Protection
Guaranteed Asset Protection
Payment Protection Insurance
Payment Protection Insurance
Mechanical Breakdown Insurance
Mechanical Breakdown Insurance
Motor Vehicle Insurance
Motor Vehicle Insurance
Classic Vehicle Insurance
Classic Vehicle Insurance
Motorcycle Insurance
Motorcycle Insurance
Guaranteed Asset Protection
Guaranteed Asset Protection
Payment Protection Insurance
Payment Protection Insurance
Mechanical Breakdown Insurance
Mechanical Breakdown Insurance
Motor Vehicle Insurance
Motor Vehicle Insurance
Classic Vehicle Insurance
Classic Vehicle Insurance
Motorcycle Insurance
Motorcycle Insurance
Guaranteed Asset Protection
Guaranteed Asset Protection
Payment Protection Insurance
Payment Protection Insurance

Why Assurant?

Company Statistics

motorbike on the road riding. having fun driving the empty road on a motorcycle tour journey. copyspace for your individual text. Fast Motion Blur effect

Available Online Today

We make it easy to obtain an online motorcycle insurance quote. Our quotes are fast, easy, and affordable.

Did you also know that you can choose the date you would like to start your policy? You can even have your insurance sorted before you collect your new bike! Simply select the appropriate date that you want your policy to commence, when you purchase your motorcycle insurance policy with us.

Request your free quote online today!
Save 10% on your quote

Looking for more help & support?

Kiwi Operated

Established in 1986 as Protecta Insurance New Zealand Limited, now as Assurant we are proud to still be NZ operated. With our head office located in Auckland. We specialise in motoring products, in addition to our car insurance policies we are also one of New Zealand's leading motorcycle insurance providers.

Policy Benefits

Assurant is a Motorcycle Insurance Specialist, and our policy benefits reflect this. Our Full Cover motorcycle insurance policy includes apparel cover, roadside assistance, transport cover, riding apparel cover, rebates for attending Ride Forever training courses, completion of journey costs, cover for your friends to ride your motorbike, and much more - all backed up by a claims team who understand motorbikes because they ride themselves.

For more information on what cover is provided by this policy, please see the Policy Wording for our Motorcycle Insurance.

Get in touch with our team!

More information on what our motorcycle insurance policy offers you is available by reading our Motorcycle Insurance Policy Wording, viewing our Motorcycle Insurance FAQs below, or by getting a motorcycle insurance quote online today.

Motorcycle Insurance FAQs

When we receive your claim, there are a few steps to work through, but rest assured one of our experienced claim handlers will guide you through the process. First off, we will ask you to download a motorcycle insurance claim form, complete it, then send it in to us, which is the start of the claims process. We’ll also organise for your motorcycle to be taken to a suitable dealership to be repaired. You can choose your repairer, or if you prefer, we can organise a dealer in your area on your behalf.

Once the dealer has received your bike, they’ll send us a quote for the cost of repairing the bike. If the damage is relatively minor, repairs can normally start straight away. If there is a large amount of damage, or if there may be issues around parts supply, then sometimes things can take a little longer. There may also be more complicated cases where an independent assessor (a freelance expert who specialises in assessing required repairs) may be called in to determine the best way forward.

Where the cost of the repairs means that the bike is likely to be written off, we’ll send you a Discharge Form, which forms the settlement of your claim. When you sign the form and send it back to us, we’ll pay out the settlement figure and the wreck of the bike then becomes our property. Some riders choose to buy back their wreck, if you wish to do this then tell us as the time and we’ll advise you of the process for this.